When discussing loan options, the broker spoke to us and explained their client wanted to complete all assets on one day and move to a single portfolio, as well as raising additional capital for further investments.

There were many moving parts due to the case’s complexity. But with a multidisciplinary team approach, including InterBay’s in-house underwriters, sales and completions as well as the external legal team at Paris Smith, the deal was proactively and swiftly managed.

Adrian Moloney, Group Intermediary Director, OSB Group said “This complex deal really highlights the expertise we have at InterBay in structuring bespoke portfolio finance. We collaborated with Andrew Drummond, Director, REF Capital and his team on this case, and they had assurance right from the start that we would be able to deliver.

Our Specialist Finance Account Manager, Mo Parmar, closely worked with the team at REF Capital to reach a tailored solution with bespoke structure, fees, valuation, legals and timings. Using title insurance helped speed up the legal process, leading to a smooth and quick completion.”

Andrew Drummond, Director, REF Capital said “InterBay are without doubt the experts when it comes to complex specialist buy to let and commercial finance. Their ability to reconcile large portfolios into one application is an absolute game changer and made such a difference.

This case had a number of challenges, which I’m not convinced other lenders would have the expertise to manage. Not only did we complete on time but the level of service throughout the process was also exceptional. Mo and the specialist team really went the extra mile, resulting in a very satisfied client.”