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Buy To Let and HMO

Buy to let mortgage to purchase shares in limited company

  • Change of ownership involved
  • £7 million loan required
  • Client to invest £2 million

An investor needs a loan of £7 million to purchase the shares of a limited company which owns a number of buy to let properties. The loan would facilitate the change of ownership of the company from the current owners to the proposed borrower. The investor is putting in £2 million of their own funds to enable the share purchase and to cover the difference between the mortgages being requested and the value of the properties.

Their broker approaches one of our specialist finance account managers to find out if we can help. Despite the exceptional nature of the request, we’re able to lean on our years of industry experience and specialist lending know-how to craft a bespoke lending solution. On completion, the ownership of the limited company is transferred to the borrower and the assets of the company form the security for the loan.

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Davey Gurm

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I joined the team as a specialist finance account manager in 2021 after holding similar roles at a number of other financial services companies. I enjoy interacting with brokers and am dedicated to supporting our ongoing commitment to strengthen relationships with all of our intermediary partners.

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Having worked in the industry for more than 20 years, I’ve gathered an extensive knowledge of the mortgage process. I joined the company in 2018, first as a business development manager, then as a specialist finance account manager. My experience helps me to understand the challenges brokers face and allows me to help with the most complex of cases.

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Mohinder Parmar

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London and South East

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I joined the group in 2022 after more than 20 years of experience working in banking, first as a private banker then as a relationship manager looking after my broker partners. The thing I love especially about specialist lending is that every case I receive is different with its own set of challenges, so when I’m able to finally get it over the line it gives me a real sense of achievement. I’m really looking to helping you with your complex cases and showing off our exciting proposition.

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Charlootte

Charlotte Parker

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Areas covered

South West

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I’ve been supporting brokers in South West ever since joining the company in April 2019. With nearly 20 years of experience working in financial services, I’ve developed a detailed knowledge of the mortgage market which means I’m perfectly placed to help you with your cases. Whatever support you need, I’m here to provide solutions to complex cases, and diffuse and resolve any issues that may arise during the processing of an application.

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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.