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Buy To Let and HMO

Buy to let mortgage to enable purchase of large HMO

  • Recently converted to 30 bed HMO
  • Owned via limited company structure
  • Only 25% occupied at present

An existing buy to let client is seeking finance through a limited company structure to purchase a two-storey detached building which had recently been converted. Planning permission had been obtained to convert the property into a 30 bed HMO. Due to the recent conversion the property was only 25% occupied however there was strong tenant demand in the area and the landlord client was able to provide evidence of this.

Our HMO criteria supports large HMO cases with no limit on the number of lettable rooms, as well as providing access to funding through limited company structures. Following receipt of the physical valuation we’re able to apply our bespoke service and accept the case and fund the loan.

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Speak to your specialist finance account manager to see how we could help with your next case.

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BDM Simon Ward 280 X 282

Simon Ward

Specialist Finance Account Manager
Areas covered

London and Greater London

info

Having worked in the industry for more than 20 years, I’ve gathered an extensive knowledge of the mortgage process. I joined the company in 2018, first as a business development manager, then as a specialist finance account manager. My experience helps me to understand the challenges brokers face and allows me to help with the most complex of cases.

Joshua Williams

I joined the business in 2022 as part of the Broker Liaison Team, and progressed to the role of Senior Broker Liaison Coordinator in 2023. I enjoy working closely with brokers and handling quirkier and complex commercial cases from start to finish. I enjoy problem solving, so feel free to contact me with any criteria-based queries. My goal is to support you and keep you updated on your case from AIP through to completion.

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Mo Parmer (1)

Mohinder Parmar

Specialist Finance Account Manager
Areas covered

London and South East

info

I joined the group in 2022 after more than 20 years of experience working in banking, first as a private banker then as a relationship manager looking after my broker partners. The thing I love especially about specialist lending is that every case I receive is different with its own set of challenges, so when I’m able to finally get it over the line it gives me a real sense of achievement. I’m really looking to helping you with your complex cases and showing off our exciting proposition.

Joshua Williams

I joined the business in 2022 as part of the Broker Liaison Team, and progressed to the role of Senior Broker Liaison Coordinator in 2023. I enjoy working closely with brokers and handling quirkier and complex commercial cases from start to finish. I enjoy problem solving, so feel free to contact me with any criteria-based queries. My goal is to support you and keep you updated on your case from AIP through to completion.

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Charlootte

Charlotte Parker

Specialist Finance Account Manager
Areas covered

South West

info

I’ve been supporting brokers in South West ever since joining the company in April 2019. With nearly 20 years of experience working in financial services, I’ve developed a detailed knowledge of the mortgage market which means I’m perfectly placed to help you with your cases. Whatever support you need, I’m here to provide solutions to complex cases, and diffuse and resolve any issues that may arise during the processing of an application.

Joshua Williams

I joined the business in 2022 as part of the Broker Liaison Team, and progressed to the role of Senior Broker Liaison Coordinator in 2023. I enjoy working closely with brokers and handling quirkier and complex commercial cases from start to finish. I enjoy problem solving, so feel free to contact me with any criteria-based queries. My goal is to support you and keep you updated on your case from AIP through to completion.

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Nick Oleary Homepage Image Final

Nick O'Leary

Specialist Finance Account Manager
Areas covered

Midlands

info

I’ve been with the company as a business development manager since 2018. After qualifying as a mortgage consultant in 2009, I joined a large new build brokerage before deciding on a change of career path and becoming a BDM. I really enjoy interacting with brokers, helping to improve your knowledge and, most importantly, finding solutions that meet your clients’ needs.

Joshua Williams

I joined the business in 2022 as part of the Broker Liaison Team, and progressed to the role of Senior Broker Liaison Coordinator in 2023. I enjoy working closely with brokers and handling quirkier and complex commercial cases from start to finish. I enjoy problem solving, so feel free to contact me with any criteria-based queries. My goal is to support you and keep you updated on your case from AIP through to completion.

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IB BDM Place Holder

Joshua Williams

Office BDM
info

I joined the business in 2022 as part of the Broker Liaison Team, and progressed to the role of Senior Broker Liaison Coordinator in 2023. I enjoy working closely with brokers and handling quirkier and complex commercial cases from start to finish. I enjoy problem solving, so feel free to contact me with any criteria-based queries. My goal is to support you and keep you updated on your case from AIP through to completion.

Please contact our broker liaison team for support, either via phone on 03458 787000 or email us at enquiries@interbayuk.com.
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This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval.